.simulador{padding:clamp(72px,8vw,112px) 20px;background:var(--grotta-ivory,#f7f3e9);color:#17372f}
.simulador [hidden]{display:none!important}
.sim-shell{max-width:1160px;margin:0 auto;display:grid;grid-template-columns:.78fr 1.22fr;gap:clamp(28px,5vw,70px);align-items:start}
.sim-intro{position:sticky;top:120px;padding-top:22px}
.sim-intro .section-kicker{justify-content:flex-start}
.sim-intro .section-kicker::before{display:none}
.sim-intro h2{font-size:clamp(2.2rem,3.6vw,3.4rem);line-height:1.12;letter-spacing:-.04em;margin:18px 0}
.sim-intro h2 em{color:#8a6a2e;font-weight:500}
.sim-intro>p{color:#53665d;font-size:.93rem;line-height:1.8}
.sim-property{margin:28px 0;padding:22px 0;border-block:1px solid #d9d8c9;display:flex;align-items:center;gap:18px}
.sim-property img{width:70px;height:86px;object-fit:cover;border-radius:10px}
.sim-property strong,.sim-property span{display:block}
.sim-property strong{font-size:.92rem}
.sim-property span{font-size:.73rem;color:#53665d;margin-top:4px}
.sim-property b{font-size:1.16rem;color:#0b3027}
.sim-trust{list-style:none;display:grid;gap:12px;font-size:.78rem;color:#53665d}
.sim-trust li{display:flex;gap:10px;align-items:center}
.sim-trust i{color:#8a6a2e;width:18px;text-align:center}
.sim-card{min-width:0;padding:clamp(22px,3.3vw,40px);border:1px solid #e3e2d5;border-radius:24px;background:#fffdf8;box-shadow:0 20px 55px #05251e0c}
.sim-steps{list-style:none;display:flex;justify-content:space-between;gap:10px;margin:0 0 30px;padding-bottom:24px;border-bottom:1px solid #e6e5db}
.sim-steps li{display:flex;align-items:center;gap:8px;font-size:.73rem;color:#718078;font-weight:600}
.sim-steps span{width:27px;height:27px;border:1px solid #d9ded7;border-radius:50%;display:grid;place-items:center;font-size:.71rem}
.sim-steps [aria-current=step]{color:#0b3027}
.sim-steps [aria-current=step] span{background:#0b3027;border-color:#0b3027;color:#ead9ad}
.sim-panel{border:0;min-width:0;padding:0;margin:0}
.sim-panel legend{font-family:'Playfair Display',serif;font-size:1.65rem;line-height:1.2;margin-bottom:10px;letter-spacing:-.025em}
.sim-panel>p{font-size:.79rem;color:#65746b;margin:0 0 24px}
.sim-fields{display:grid;grid-template-columns:1fr 1fr;gap:18px 16px}
.sim-field{display:flex;flex-direction:column;gap:7px;min-width:0}
.sim-field--full{grid-column:1/-1}
.sim-field label{font-size:.75rem;font-weight:700;line-height:1.5}
.sim-field input,.sim-field select{width:100%;min-width:0;min-height:48px;padding:12px 13px;border:1px solid #cbd3c9;border-radius:10px;background:#fff;color:#17372f;font:inherit;font-size:.85rem;transition:border-color .15s}
.sim-field input:focus,.sim-field select:focus{outline:2px solid #d3b46f;outline-offset:2px;border-color:#8a6a2e}
.sim-field input::placeholder{color:#8a9289}
.sim-field small{font-size:.67rem;line-height:1.5;color:#68766d}
.sim-field input[readonly]{background:#f1f1e8;font-weight:700}
.sim-field select{padding-right:26px}
.sim-checkbox{display:flex;align-items:flex-start;gap:10px;font-size:.73rem;line-height:1.7;color:#53665d;margin-top:23px}
.sim-checkbox input{width:19px;height:19px;flex:0 0 19px;margin-top:3px;accent-color:#0b3027}
.sim-checkbox a,.sim-method a{color:#285747;text-decoration:underline;text-underline-offset:3px}
.sim-actions{display:flex;justify-content:space-between;align-items:center;gap:14px;margin-top:28px}
.sim-button{display:inline-flex;align-items:center;justify-content:center;gap:10px;min-height:49px;padding:13px 20px;border:1px solid #0b3027;border-radius:11px;background:#0b3027;color:#fff;font:inherit;font-size:.79rem;font-weight:700;cursor:pointer;text-decoration:none;transition:background .15s,transform .15s}
.sim-button:hover{background:#174b3e;transform:translateY(-1px)}
.sim-button:disabled{opacity:.65;cursor:wait;transform:none}
.sim-button--back{background:transparent;border-color:#cbd3c9;color:#17372f}
.sim-button--back:hover{background:#eeefe5}
.sim-button--next{margin-left:auto}
.sim-footnote{margin-top:17px;font-size:.64rem;color:#6c796e;line-height:1.6}
.sim-feedback{font-size:.79rem;color:#9b3b28;margin:15px 0 0}
.sim-feedback:empty{display:none}
.sim-honeypot{position:absolute;left:-10000px;width:1px;height:1px;overflow:hidden}
.sim-result{scroll-margin-top:170px}
.sim-result:focus{outline:none}
.sim-result__label{display:inline-block;padding:5px 9px;border:1px solid #d8d6be;border-radius:6px;color:#7b602c;font-size:.63rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase}
.sim-result h3{font-size:1.8rem;line-height:1.2;margin:16px 0 10px}
.sim-result__intro{font-size:.8rem;line-height:1.7;color:#53665d}
.sim-result__main{margin:24px 0 0;padding:24px;background:#0b3027;border-radius:16px;color:#fff}
.sim-result__main span{font-size:.73rem;color:#dce4d8}
.sim-result__main strong{display:block;font-size:clamp(2rem,5vw,2.7rem);line-height:1.3;letter-spacing:-.05em;color:#ead9ad}
.sim-result__main small{display:block;font-size:.65rem;color:#dce4d8;line-height:1.6;margin-top:6px}
.sim-result__numbers{display:grid;grid-template-columns:1fr 1fr;gap:18px 20px;margin:24px 0}
.sim-result__numbers div{border-bottom:1px solid #e6e5db;padding-bottom:14px}
.sim-result__numbers dt{font-size:.66rem;color:#68766d;margin-bottom:6px}
.sim-result__numbers dd{font-weight:700;font-size:1.06rem;line-height:1.4;margin:0}
.sim-notes{padding:17px 18px;background:#f4efdf;border:1px solid #e6dcc1;border-radius:12px;font-size:.73rem;color:#65532d;line-height:1.65;margin:20px 0}
.sim-notes ul{margin:0;padding-left:16px;display:grid;gap:9px}
.sim-delivery{border:1px solid #d5dfd2;border-radius:12px;padding:17px 18px;margin:22px 0;font-size:.76rem;line-height:1.7;color:#37523f;background:#f1f6ee}
.sim-delivery[data-state=error]{color:#873d2a;border-color:#e7cbbb;background:#fff3ec}
.sim-delivery strong{display:block;font-size:.82rem}
.sim-delivery button{margin-top:12px}
.sim-method{font-size:.69rem;line-height:1.7;color:#65746b;margin-top:24px;border-top:1px solid #e6e5db;padding-top:20px}
.sim-method summary{cursor:pointer;color:#37523f;font-weight:700}
.sim-method p{margin-top:10px}
.sim-credit-notice{margin:0 0 24px;padding:14px 16px;border:1px solid #e2d8bb;border-left:3px solid #a28240;border-radius:8px;background:#f7f2e5;color:#64532e;font-size:.72rem;line-height:1.65}
.sim-credit-notice strong{display:block;font-weight:800}
.sim-credit-notice--result{margin:18px 0 0}
@media(max-width:900px){.sim-shell{grid-template-columns:1fr;max-width:650px;gap:26px}.sim-intro{position:static;padding-top:0}.sim-intro h2{max-width:520px}.sim-property{margin:22px 0}.sim-trust{display:none}}
@media(max-width:480px){.simulador{padding-inline:14px}.sim-card{padding:24px 18px;border-radius:18px}.sim-fields{grid-template-columns:1fr;gap:17px}.sim-field--full{grid-column:auto}.sim-steps{gap:6px}.sim-steps li{font-size:.67rem;gap:5px}.sim-steps span{width:24px;height:24px}.sim-panel legend{font-size:1.5rem}.sim-actions{gap:9px}.sim-button{font-size:.75rem;padding:12px 15px}.sim-result__numbers{gap:16px 12px}}
@media(prefers-reduced-motion:reduce){.sim-button{transition:none}}